Tabungan iB SiAga

Product and Service Information Summary (RIPLAY)
Akad
Wadiah Yad Dhamanah

  • Issuer Name : PT Bank KB Bukopin Syariah

  • Product Name : iB SiAga Wadiah Savings

  • Currency : IDR

  • Product Type : Savings

Benefits

Affordable Deposit

Affordable Initial Deposit and Administration Fee

24 Hours Facilities

Can transact using 24-hour e-Banking facilities.

Guaranteed by Deposit Insurance Corporation (LPS)

Funds are guaranteed by the Deposit Insurance Corporation (LPS).

Information about iB SiAga Savings

Main Features of iB SiAga Wadiah

  • Minimum Balance: IDR 35,000.00,- (According to Bank Regulations)

  • Minimum Initial Deposit: IDR 50,000.00,-

  • Minimum Subsequent Deposit: IDR 10,000.00,-

  • Daily Shopping Transaction Limit: IDR 25,000,000.00,-

  • Daily Cash Withdrawal Limit at ATM: IDR 10,000,000.00,-

  • Daily Transfer Limit to Other Banks Via E-Channel and ATM: IDR 25,000,000.00,- (ATM); IDR 250,000,000.00,-

  • (BI-Fast)Transfer: IDR 25,000,000.00,-

Cost

  • Monthly Administration Fee: IDR 2,500.00,-

  • Withdrawal Fee at Other Bank ATMs: IDR 7,500.00,-

  • Interbank Transfer Fee: IDR 7,500.00,-

  • Balance Check Fee at Other Bank ATMs: IDR 4,000.00,-

  • BI-Fast Transfer Fee: IDR 2,500.00,-

  • Stamp Fee: IDR 10,000.00,

  • Book or Card Replacement Fee: IDR 35,000.00

  • Account Closing Fee: IDR 15,000.00,-

  • Dormant Account Fee: IDR 3,000.00,-

Benefits

  1. Affordable initial deposit.

  2. Account opening, cash deposits, and fund withdrawals can be done at the head office or all Bank branches.

  3. Transactions can be made using 24-hour e-Banking facilities.

  4. Can be used as an automatic account.

  5. Funds are guaranteed by the Deposit Insurance Corporation (LPS).

Risk

  1. Your savings are not guaranteed by LPS if the nominal balance of your savings in one bank exceeds IDR 2 billion.

  2. The nominal balance subject to tax is a minimum of IDR 7,500,000.00,-

  3. Account closure becomes a passive account if the customer does not make a transaction for 6 months.

Terms & Conditions

  1. Minimum age 17 years.

  2. Copy of identity card (KTP) and NPWP.

  3. Sign a statement letter for customers who do not have a NPWP.

  4. Sign a Statement Letter regarding information on the fund provider (especially for housewives/College Students).

  5. Submit a Copy of Family Card for "qq" accounts.

  6. Fill out and sign the account opening form and wadiah yad-dhamanah agreement.

  7. Submit the initial deposit.

Additional Information

  1. The iB SiAga Wadiah Savings product is intended for individual customers.

  2. Customers who use the iB SiAga Wadiah Savings product get ATM card facilities and e-banking services in the form of SMS Banking, Mobile Banking, and so on.

  3. Customers who have an average monthly balance of > Rp 500,000.00, - are entitled to a bonus. 

  4. Customers who have an average monthly balance of at least Rp 1,000,000.00, - are entitled to receive life insurance protection benefits (according to applicable provisions).

  5. Other information regarding costs, benefits, and risks can be accessed through the official website of Bank KB Bukopin Syariah or by contacting Halo KBBS 1500666.

Disclaimer

  1. This Summary of Product and/or Service Information ("Summary") is only a means of information, not intended as an official offer of a product and/or service. If there is a difference between this Summary and the agreement and/or terms and conditions related to the product and/or service ("Agreement"), then the agreement applies.

  2. The bank can reject your product application if it does not meet the applicable requirements and regulations.

  3. Customers are requested to read this Summary of Product and Service Information carefully and have the right to ask Bank employees about all matters related to this Summary of Product and Service Information.

You can submit questions and complaints via

021-2300912

[email protected]

Call Center 1500666