• Minimum Balance: IDR 10,000,000.00,- (According to Bank Regulations)

• Time Period : 1, 3, 6, and 12  Months

• Profit Sharing/Ratio: 22% (1 Month)*; 25% (3 and 6 Months)*; 23% (12 Months)

*In accordance with the applicable provisions at the Bank

• Stamp Fee: IDR 10,000.00,-

• Penalty Fee : Rp. 50,000.00,- (For Deposits of Rp. 10,000,000.00, - Rp. 100,000,000.00,-); IDR 100,000.00,- (For Deposits IDR 100,000,000.00,- IDR 1,000,000,000.00,-); IDR 150,000.00,- (For Deposits above IDR 1,000,000,000.00,-)

1. There is an Automatic Roll Over (ARO) facility, where deposits are automatically extended.

2. Competitive profit sharing percentage.

3. Bilyet Deposits can be used as collateral for financing (back to back).

4. Funds are guaranteed by the Deposit Insurance Corporation (LPS).

1. LPS does not guarantee your savings if the nominal balance of your savings at one bank exceeds IDR 2 billion.

2. There is an administration fee if the customer makes a deposit withdrawal that does not comply with the agreed period.

3. The nominal balance subject to tax is a minimum of IDR 7,500,000.00,-

iB Deposit profit sharing calculation formula:

Individual

1. Minimum age 17 years.

2. Copy of personal identity (KTP) and NPWP.

3. Sign a statement letter for customers who do not have a NPWP.

4. Sign a Statement Letter regarding funder information (especially for housewives/students/students).

5. Fill out and sign the account opening form and mudharabah muhtlaqah contract.

6. Submit the funds to be invested.

Business Entities & Foundations

1. Copy of Deed of Establishment/Articles of Association along with Deed of Amendment and Ratification.

2. Copy NPWP.

3. Copy of Business Identification Number (NIB).

4. Copy of the management's identity (KTP).

5. Submit a valid power of attorney in accordance with the Articles of Association.

6. Fill out and sign the account opening form and Mudharabah Muthlaqah contract.

7. Submit the funds to be invested.

8. Submit other permits related to the level of business risk.

1. iB Deposit Products are intended for Individual and Business Entity customers.

2. iB Deposit Products can only be withdrawn on maturity or the following working day if the maturity date is a holiday.

3. Other information regarding costs, benefits and risks can be accessed via the official website of Bank KB Bukopin Syariah or by calling Halo KBBS 1500666.

1. This Summary of Product and/or Service Information ("Summary") is for informational purposes only, not intended as an official offer of a product and/or service. If there is a difference between this Summary and the agreement and/or terms and conditions relating to products and/or services ("Agreement"), then the agreement shall prevail.

2. The bank can reject your product application if it does not meet the applicable requirements and regulations.

3. We ask that customers read this Product and Service Information Summary carefully and have the right to ask Bank employees about all matters related to this Product and Service Information Summary.