• Minimum Balance: IDR 1,000,000.00,- (Individual & Business Entity); Rp. 100,000.00,- (Mosque/prayer room)

• Profit Sharing/Ratio: Customer (16)%*

• Next Minimum Deposit: No minimum limit (Individuals and Mosques/Mushola); Minimum IDR 100,000.00,- (Business Entity)

• Daily Shopping Transaction Limit: IDR 50,000,000.00,-

• Daily Cash Withdrawal Limit at ATM: IDR 10,000,000.00,-

• Daily Transfer Limit to Other Banks Via E-Channel and ATM: IDR 25,000,000.00 (ATM); IDR 250,000,000.00,- (BI-Fast)**

• Transfer: IDR 75,000,000.00,- 

*In accordance with the applicable provisions at the Bank

**M-Banking and Counter

• Administration Fee per month: Rp. 10,000.00,- (Individuals and Business Entities); Rp. 0,- (Mosque/prayer room)

• Withdrawal Fee at ATMs of Other Banks: IDR 7,500.00,-

• Interbank Transfer Fee: Rp. 7,500.00,-

• Fee for checking balance at ATMs of other banks: IDR 4,000.00,-

• BI-Fast Transfer Fee: IDR 2,500.00,-

• Stamp Fee: IDR 10,000.00,-

• Book or Card Replacement Fee: Rp. 35,000.00,-

• Account Closing Fee: Rp. 25,000.00,- (Individual); IDR 50,000.00,- ; Rp. 15,000.00,- (Mosque/prayer room)

• Additional Administration Fee below minimum balance: IDR 20,000.00, - (Business Entity); Rp. 10,000.00,- (Individual); Rp. 0,- (Mosque/prayer room)

1. Facilities in business transactions and can monitor transactions.

2. Account opening, cash deposits and withdrawals can be done at the head office and all Bank branch offices.

3. Can make transactions using 24-hour e-Banking facilities and ATMs (Individuals).

4. Funds are guaranteed by the Deposit Insurance Corporation (LPS).

1. LPS does not guarantee your savings if the nominal balance of your savings at one bank exceeds IDR 2 billion.

2. Account closure becomes a passive account if the customer has not made a transaction for 6 months.

1. Minimum age 17 years.

2. Copy of personal identity (KTP) and NPWP.

3. Sign a statement letter for customers who do not have a NPWP.

4. Sign a Statement Letter regarding funder information (especially for housewives).

5. Fill out and sign the account opening form and mudharabah muthlaqah agreement.

6. Submit an initial deposit.

1. Copy of the Company's Deed of Establishment/Articles of Association.

2. Copy NPWP.

3. Copy of Business Identification Number (NIB) and Location Permit.

4. Copy of the management's identity (KTP) according to the Articles of Association.

5. Submit a valid power of attorney in accordance with the Articles of Association.

6. Fill out and sign the mudharabah mutlaqah contract account opening form.

1. The SiAga Bisnis iB Savings product is intended for Individual, Business Entity, Mosque/Prayer Room customers.

2. Joint Accounts are in the form of "One/OR" and "Joint/AND". Giving instructions to the Bank or withdrawing a joint account (Joint Account) "One of the OR" can be done by one of the joint account holders. In a joint account "Joint/AND" this must be done jointly by the joint account holders.

3. Other information regarding costs, benefits and risks can be accessed via the official website of Bank KB Bukopin Syariah or by calling Halo KBBS 1500666.

1. This Summary of Product and/or Service Information ("Summary") is for informational purposes only, not intended as an official offer of a product and/or service. If there is a difference between this Summary and the agreement and/or terms and conditions relating to products and/or services ("Agreement"), then the agreement shall prevail.

2. The bank can reject your product application if it does not meet the applicable requirements and regulations.

3. We ask that customers read this Product and Service Information Summary carefully and have the right to ask Bank employees about all matters related to this Product and Service Information Summary.