Can pay in installments in installments that will not change during the agreement period.
The gold financed is in the form of precious metals/24 carat gold bullion (grade 99.99%) certified by ANTAM
Competitive margins
It is an alternative investment to own gold through financing from the bank.
Can pay in installments in installments that will not change during the agreement period.
The gold financed is in the form of precious metals/24 carat gold bullion (grade 99.99%) certified by ANTAM
The gold financed is in the form of precious metals/24 carat gold bullion (grade 99.99%) certified by ANTAM
Individual Customers (WNI) must be at least 21 years old or have/have been married
Have/open an iB Savings / iB Current Account at KBBS
The maximum financing value is IDR 150,000,000 per customer.
Low down payment, minimum 20% of the gold value to be financed by the Bank.
The iB Gold Ownership Financing period is set at a minimum of 2 years and a maximum of 5 years.
The maximum age when the financing is paid off is:
Employees/Permanent Employees: 56 years old
Civil Servants: 58 - 65 years (according to applicable state regulations)
Professional/Entrepreneur: 60 Years
Installment payments via account autodebit facility.
The weight of the gold bullion/bar being financed is at least 5 grams
Employee:
Copy of KTP or Passport
Copy of employee identity card
Last pay slip
Copy NPWP
Joint income:
Copy of husband's or wife's ID card or passport
Copy of husband or wife's employee identity card
Copy of family card
The husband's or wife's last pay slip
Husband or wife's consent
Self-employed
Copy of KTP or Passport
Bank statement for the last 3 months
Copy NPWP
Joint income:
Copy of husband's or wife's ID card or passport
Copy of family card
Bank statement for the last 3 months of the husband or wife
Husband or wife's consent
Profesional
Copy of KTP or Passport
Bank statement for the last 3 months
Copy NPWP
Joint income:
Copy of husband's or wife's ID card or passport
Copy of family card
Bank statement for the last 3 months of the husband or wife
Husband or wife's consent
The administration fee is 0.5% of the iB Gold Ownership financing amount
The bank has the right to reject product applications submitted if they do not meet the requirements, applicable regulations and sharia principles
Customers ensure that they have read and understood the summary regarding products and services on the Bank KB Bukopin Syariah website before applying for financing. Customers have the right to ask questions, obtain assistance via halo KBBS or directly from Bank employees
The gold financed is stored in a safe at the bank as collateral until the financing is declared paid off
The basic purchase price/acquisition price of gold (HPE) refers to the selling price of ANTAM's precious metal gold that day as stated on the official website of the Bank's partner gold shop.
