Giro iB Mudharaba

Giro iB Mudaraba Savings: Easy Transactions, Trustworthy Profit Sharing

Mudharabah Muthlaqah

The customer, as the fund owner (shahibul maal), entrusts the bank (mudharib) to manage the funds. Profits from the fund management are shared based on a pre-agreed nisbah (profit-sharing ratio).

KB Bank Syariah presents Giro iB Mudharabah, a Sharia-compliant savings solution that offers ease of transactions along with profits through a trustworthy profit-sharing system. This product is designed to meet the needs of individual customers, cooperatives, institutions, foundations, and companies seeking high flexibility in fund management.

Why Choose Giro iB Mudharaba?

Giro iB Mudharabah is a savings product based on the Mudharabah Muthlaqah contract, in which the customer, as the fund owner (shahibul maal), entrusts the management of their funds to the bank (mudharib). The profit generated from the fund management will be distributed according to the agreed-upon profit-sharing ratio (nisbah).

With a strong Sharia foundation and transparent fund management, Giro iB Mudharabah not only offers transaction convenience but also ensures that your funds are managed professionally and in accordance with Islamic economic principles.